Leigh ([info]aelf) wrote,

Frustration

The house title mess still hasn't been cleared up. It looks like Chase Manhattan Mortgage and Evergreen Title Company really screwed up. Chase apparently never sent the lien release, and Evergreen evidentally never followed up. What's more, Chase has been astoundingly unhelpful in resolving this problem. We first contacted Chase with everything they needed on the 21st of July. It took them *5* days to even start processing the request. That's right, they didn't start processing the request until the 26th. And now they say it'll take 5 business days from the 26th in order to get everything settled. Unfortunately, closing is scheduled for the morning of Aug 2nd, so things aren't looking terribly optimistic. And they don't care. I've called and complained. Mike's called and complained. Our current title company (Tradewinds) has been extremely involved, and our realtor has gotten involved. Now, things are looking better than they were last week -- last week Chase was telling me it would take 30 days to hunt down the paperwork because it's "so old." So old. This is for a refinance that happened in 1999. That's right, 6 years ago. For a house. 6 years for a home mortgage is NOT that long.

Grr. Anyway, I'm practicing not caring.

I went to lunch yesterday with some old coworkers. It was nice, I need to do that more often.

  • Post a new comment

    Error

    Your IP address will be recorded 

  • 7 comments

[info]onlyblossom

July 28 2005, 13:01:47 UTC 6 years ago

grrrr i feel your pain sugar re chase. we were talking to them about the house in VA and they just had no clue. donn was trying to deal with them but his blood pressure got the best of him so we are moving out buzziness eleswhere. GOOD LUCK

i'm in nc with my sister and maybe on the way back i'll see what time i have i'll give ya a buzz.

[info]aelf

July 28 2005, 13:08:47 UTC 6 years ago

The thing that's horrible is that you can't really choose your mortgage company. Mortgages get sold so often, it's hard to "vote with your feet." The mortgage for our new house is held by USAA, and they say they don't sell mortgages. Hopefully I'll never have to deal with Chase again. I don't think ANYONE should deal with Chase. Bastards.

It'd be great to see you! I hope you and your sister are doing well.

[info]seasonalkat

July 28 2005, 15:06:28 UTC 6 years ago

I used to have Chase, but never had anything big in terms of dealing. Now we're with CitiMortgage, and again, never needed anything big.

Mortgage companies suck, there is just no motivation for them to give a rat's ass because mortgages get bought and sold so often!

I'm so sorry this is such a huge pain in the ass!

[info]aelf

July 29 2005, 12:42:40 UTC 6 years ago

*nods* I think from now on I'm only going with companies that say they don't sell their mortgages ... Although with luck, we'll never ever ever move again. :)

[info]seasonalkat

July 29 2005, 14:40:08 UTC 6 years ago

You and me both...I don't ever ever ever want to move...especially now that we're finishing the basement! :)

[info]iamlisabee

July 28 2005, 15:19:08 UTC 6 years ago

I'm trying to figure out if our first payment (sent through our online checking account) has been received by ANYONE. And we keep getting bounced around from rude bitches at our initial mortgage company (realty home mortgage in bethesda - they suck!) to whoever supposedly bought our mortgage, who are telling us that the mortgage has subsequently been purchased by someone else. (Um, we bought the house 1 month ago!)

I figure that, at this point, I've made a good faith effort to pay my mortgage. If someone wants to clue us in as to where to seen subsequent payments, they should do so, otherwise, I'll just keep sending checks the same way I just did. Motherfuckers.

[info]aelf

July 29 2005, 12:43:31 UTC 6 years ago

That really sucks. I hope you get through to someone; it's a lot of money to just have to hope it got to the right place. :(
Create an Account
Forgot your login or password?
Facebook Twitter More login options
English • Español • Deutsch • Русский…